Visa Platinum Card

Keep more of your money with our low-interest rates.

Take advantage of the savings potential.

    While some credit cards want you to rack up transactions every month to earn reward points, the Hughes Visa® Platinum Card leaves the gimmicks out of it, giving its holders the savings upfront with a low rate, along with:

    • 90-Day Purchase Security
    • Personal Identity Theft Reimbursement
    • Roadside Dispatch
    • $500,000 in Common Carrier Travel Insurance
    • Up to $300 Baggage Delay Insurance
    • Auto Rental Collision Damage Waiver
    • Travel and Emergency Assistance Services

    New Features

    • 24/7 Cardholder Service: Call 866-691-4731 for balance inquiries, payment information, transaction history, statement requests, or to dispute a charge.
    • myCards: Real-time credit card information including transactions, pending activity, payment information, statements, and custom email alerts.

    How to:

    Select or Change PIN - Log in to your mobile app or online banking and navigate to myCards. You can also call 866-691-4731 to select or change your PIN (531-262-5349 International).

    Report Lost or Stolen Card - Call 866-691-4731 to report a lost or stolen card (531-262-5349 International).

    Activate Card - Call 866-691-4731 to activate your card (531-262-5349 International).

    Enter Travel Notices - Log in to your mobile app or online banking and navigate to myCards to enter travel notices.

    Braille cards are available upon request.

    Rates

    9.50% - 12.50% APR*
    Visa Platinum Credit Card

    Features & Benefits

    Why Visa Platinum Card ?

    No games. Just great savings.

    Easy Application Process

    Easy Application Process

    Skip the branch visit and apply online!
    Contactless icon

    Look. Tap. Go.

    Look for the Contactless Symbol when you checkout.
    Icon_CompRates

    Low Rates. No Fees.

    Enjoy low interest rates and no annual fees.

    FAQ

    Credit Card Frequently Asked Questions

    • Log in to your Hughes Online Banking account
    • Click on the "myCards" tab on the top menu
    • Click on the drop-down to "Switch or Add Card"
    • Select the Credit Card you would like to enroll in paperless statements
    • Click on "Statements" on the left menu
    • Click the link to "view and update your delivery options"
    • Select "Paperless (Email)"
    • Click "Submit"
    Contact the provider of this service (e.g., another bank or bill pay service) to ensure there is no interruption in automated payments.
    You cannot access statements/history online after March 17, 2025, so we recommend saving the statements to your computer or printing hard copies before this date.
    Primary cardholders will do nothing. Since your card number is the same, there is no need to make any updates to any recurring payment providers. Secondary cardholders and authorized users will receive a new card with their own individual card number, Card Verifications Value/Code (CVV/CVC—three-digit number on the back of the card), and expiration date, because you will have a new card number you would need to reset any preauthorized, or recurring payments tied to their current card number.
    Yes. The new address will be included on the statement. If you pay this bill online, you will need to update the mailing address to P.O. Box 2711, Omaha, NE 68103-2711 on or after March 24, 2025 to ensure that your payment reaches the processor by your due date.
    No, your interest rate will not be changing.
    No. Your due date will stay the same.
    To set up automatic payments, you’ll need to complete and sign the  Credit Card Automatic Payment Authorization Form then mail, fax, or drop it off at  any of the seven Hughes locations

    You can also send the form via a secure email message by visiting HughesFCU.org/Contact.

    Call 866-820-3941 (Credit Card)

    Please contact us before you travel or go on a trip. Notifying us ahead of time is helpful to identify suspicious transactions and protect from possible fraud.

     

    Call 800-449-7728 to report a lost or stolen Hughes credit card.

    You may join Hughes Federal Credit Union if you:

    • Live, work, worship or attend school in Tucson
    • Are employed by one of our Select Employer Groups
    • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
    • Make a small donation to one of the following community Special Interest Groups:
      • Friends of the Oro Valley Public Library
      • Friends of the Pima County Public Library
      • Friends of the Kirk Bear Canyon Library


    Contact An Expert

    Disclosures

    Effective Date: 07-01-2025

    *APR = Annual Percentage Rate. Adjustable rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Rates and terms are subject to change at any time. Requires a Main Share Savings account with a minimum balance of $5.00. Please contact a Credit Union employee for further information.

    Penalty pricing will apply if we do not receive the required minimum monthly payment by the payment due date for two (2) consecutive months. The new increased rate of 16.99% APR (including any introductory rate and promotional rate) will apply on any existing and future purchase and cash advance balances. After the account is paid as agreed according to the terms of the Credit Card Agreement for six (6) consecutive months, the rate will be reduced back to the current prevailing APR.

    Disclaimers and Agreements

    Product and Service Fees  (PDF)

    Visa Credit Card Agreement (PDF)

    Credit Card Disclosure - Visa Platinum (PDF)

    Visa Platinum Card - Guide to Benefits (PDF)